These are the salaries single people need to survive in every state (2024)

Here’s another reason to keep scrolling on the dating apps.

As more adults are marrying later or choosing to stay single, a recent report calculated the average salary in each state which a single person needs to live comfortably.

No shocker here: New York made the top five.

On average, single workers in the US require an annual income of $57,200 to make a living wage in America, according to the analysis by GOBankingRates.

That amount is a couple thousand less than the average income of all American workers, regardless of marital status — $59,428, according to Forbes.

To determine the wage baselines, GoBankingRates used data from the Bureau of Labor Statistics to quantify the minimum amount a single person would need to follow a 50/30/20 budget — meaning 50% for necessities, 30% for discretionary spending and 20% for savings or investments.

Hawaii is the most expensive state for singles, requiring them to rake in an annual salary of $112,411 to live comfortably.

Unfortunately, the average yearly salary in the Aloha State — which has one of the highest costs of living — falls significantly short at $61,420, reported Forbes.

Perhaps surprisingly, it’s also the only state where a single person needs to make six figures to get by.

Massachusetts, California, New York and Alaska fill out the top five salary needs for those who aren’t married or shacking up.

These are the salaries single people need to survive in every state (1)

Ideally, singles in Massachusetts should be cashing in an annual salary of $87,909, but the average worker makes about $11,000 less, reporting an average pay of $76,600.

Unhitched employees in the Golden State, meanwhile, should want to collect $80,013 a year but aren’t likely to make that much, as the average salary in the state is reported at $73,220.

New York has yet again proven that it encourages independence by requiring singles to make $73,226, which is just a little below the average salary of $74,870 calculated by Forbes.

Up in Alaska, singlehood also seems to be more welcoming.

Solo people should be able to live comfortably aiming for an annual salary of $71,570, which seems achievable with a statewide average salary of $66,130.

Massachusetts, California and New York all require high living wages largely due to the fact that Boston, Los Angeles and New York City — some of the biggest cities in the country — havesome of the highest housing costs in the US, which singles have to take on alone.

Other studies have additionally claimed that New York City is the most expensive place to live as a single person.

These are the salaries single people need to survive in every state (2)

Unsurprisingly at the very bottom of the list, Mississippi — the poorest state in the country — only requires singles to make about $45,906 a year, which seems attainable with an average salary of $45,180.

Top five most expensive states to be single:

  1. Hawaii:$112,411
  2. Massachusetts:$87,909
  3. California:$80,013
  4. New York:$73,226
  5. Alaska:$71,570
These are the salaries single people need to survive in every state (2024)

FAQs

These are the salaries single people need to survive in every state? ›

The national median for living comfortably alone is $89,461, which suggests that a 50/30/20 budget might not be practical for most single people.

What is a livable salary for a single person? ›

The national median for living comfortably alone is $89,461, which suggests that a 50/30/20 budget might not be practical for most single people.

How much does a single person need to make a year to survive? ›

Living Wages in All 50 States
RankStateIncome Required
45Maryland$67,915
46Alaska$71,570
47New York$73,226
48California$80,013
46 more rows
5 days ago

What is a livable wage by state? ›

Living Wage Calculation for California
1 ADULT2 ADULTS (BOTH WORKING)
0 Children3 Children
Living Wage$27.32$40.24
Poverty Wage$7.24$8.79
Minimum Wage$16.00$16.00

What salary is needed to live comfortably in the USA? ›

On average, an individual needs $96,500 for sustainable comfort in a major U.S. city. This includes being able to pay off debt and invest for the future.

Can a single person live on 100K a year? ›

It is indeed possible to live individually on a $100,000 income. At that salary, many individuals will be able to cover not only basic living expenses but also discretionary expenses, like dining out and traveling.

Is $80,000 a good salary for a single person? ›

Is $80K a good salary for a single person? $80,000 is about $5,000 higher than the U.S. median household income, so many people would consider it very good for a single person. “Good” is always a relative term when it comes to salary; whether or not the amount you earn covers your expenses is a highly personal dynamic.

What is a realistic living budget for a single person? ›

The average monthly expenses for one person can vary, but the average single person spends about $3,405 per month. Housing tends to consume the highest portion of monthly income, with the average annual spending on housing at $1,885 per month per person.

What salary is considered rich for a single person? ›

How Much You Need to Make to Be Considered Rich in the 50 U.S. Metro Areas With the Most People
RankCityMean Income of Top 20%
8Los Angeles, CA$302,890
9Denver, CO$292,305
10Austin, TX$288,453
11Baltimore, MD$286,736
46 more rows

What is a good hourly wage to live comfortably? ›

SmartAsset says a single working adult must earn at least $114,000, or about $55 an hour, to support themselves in the Golden State. When it comes to a basic “living wage,” MIT says a single adult in California needs to earn $27.32 per hour or $56,800 per year.

How much money does a single person need to live comfortably in each state? ›

Salary Needed to Live Comfortably in Each State
RankStateSalary needed for a single working adult
1Massachusetts$116,022
2Hawaii$113,693
3California$113,651
4New York$111,738
11 more rows
Apr 10, 2024

Can you live off $25 an hour? ›

Every additional person in the household adds $5,140 to the total. For example, the poverty guideline is $30,000 annually for a family of four. Earning $25 per hour puts you well above the poverty line, especially if you're single. With careful budgeting and financial planning, $25 is still a viable hourly wage.

What is a livable salary in Florida? ›

What is a 'living wage' in Florida?
1 adult with no children1 adult with 1 child1 adult with 2 children
$46,645$77,515$94,356
Apr 17, 2024

What is a good income for a single person? ›

But just how much does a single person in California need to make to live comfortably? A new study from Smart Asset determined that a person must make at least $ 89,190 to get by comfortably.

What is a really good salary in us? ›

A Smart Asset report based on MIT's Living Wage data found that the average salary required to live comfortably in the U.S. is $68,499 after taxes.

How much money to live without working? ›

To account for this, experts suggest you multiply your desired retirement income by 25 times. So if you want to retire on $20,000 a year, you would need $500,000 saved to live comfortably and never have to work again.

What is a decent income for a single person? ›

Top five most expensive states to be single:

California: $80,013. New York: $73,226.

Is $75000 a good salary for a single person? ›

If you make $75,000 a year, you're earning more than half of all workers in the U.S. And in fact, many people would probably consider the salary as good pay. After all, a $75,000 salary works out to around $6,250 per month, $1,442.31 per week, or $36.06 an hour.

Can you live off of 70k a year? ›

If you're single and live in an area where the cost of living is below average, you can likely live well on $70,000.

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