Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (2024)

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Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (2)4.3 / 5 from 216,791 reviews

Fast, low-cost, and secure online money transfers to the UK from the USA.

Send money from the UK to the USA instead.

Over 16 million customers

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FCA regulated

Learn more

  • 1.30 USD

  • 5.63 USDOur fee

  • 6.93 USDTotal fees

  • =

    993.07 USDTotal amount we’ll convert

  • ×

    0.8004

Get started

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (3)Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (4)

Save when you send money to the UK from the USA

Sending 1,000 USD withRecipient gets(Total after fees)and transfer speed
Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (5)

794.87 GBP

Transfer fee

6.93 USD

Exchange rate(1 USD GBP)

0.800416

Exchange rate markup

0 USD

Cost of transfer

6.93 USD

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (6)

793 GBP- 1.87 GBP

Transfer fee

0 USD

Exchange rate(1 USD GBP)

0.793000

Exchange rate markup

9.27 USD

Cost of transfer

9.27 USD

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (7)

788.31 GBP- 6.56 GBP

Transfer fee

0.99 USD

Exchange rate(1 USD GBP)

0.789087

Exchange rate markup

14.15 USD

Cost of transfer

15.14 USD

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (8)

787.05 GBP- 7.82 GBP

Transfer fee

3.99 USD

Exchange rate(1 USD GBP)

0.790200

Exchange rate markup

12.76 USD

Cost of transfer

16.75 USD

Show more providers

This applies when you pay in via

bank transfer or ACH payments.

How do we collect this data?

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (9)

How to send money to the UK from the USA in 3 easy steps

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (10)

Enter amount to send in USD.

Pay in USD with your debit card or credit card, or send the money from your online banking.

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (11)

Choose recipient in the UK.

Select who you want to send money to and which pay-out method to use.

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (12)

Send USD, receive GBP.

The recipient gets money in GBP directly from Wise’s local bank account.

Create free account now

What you’ll need for your online money transfer to the UK from the USA

1

Register for free.

Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.

2

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

3

Add recipient’s bank details.

Fill in the details of your recipient’s bank account.

4

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

5

Pay for your transfer.

Send your money with a bank debit (ACH), wire transfer, or a debit or credit card.

6

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

How much does it cost to transfer money to the UK from the USA?

Pay a small, flat fee and percentage

To send money in USD to the UK from the USA, you pay a small, flat fee of 4.18 USD + 0.5% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (13)

Fees for our low cost transfers

Fixed fee

4.18 USD

Variable feeup to 124,935 USD/month

0.5%

Variable feemore than 124,935 USD/month

Discount applies

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (14)

How long will a money transfer to the UK from the USA take?

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (15)

A money transfer from the USA (USD) to the UK (GBP) should arrive in seconds. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Best ways to send money to the UK from the USA

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.

  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (18)

Send money to the UK from the USA with the most international app

Looking for an app to send money to the UK from the USA? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (19)

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (20)Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (21)

Wise works nearly everywhere

Send money

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Reviews from:Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (99)

Let's answer some of your questions

Send Money to the UK from the USA | Money Transfer to the UK from the USA - Wise, formerly TransferWise (2024)

FAQs

How to send money from USA to UK Wise? ›

What you'll need for your online money transfer to the UK
  1. Register for free. Sign up online or in our app for free. ...
  2. Choose an amount to send. Tell us how much you want to send. ...
  3. Add recipient's bank details. Fill in the details of your recipient's bank account.
  4. Verify your identity. ...
  5. Pay for your transfer. ...
  6. That's it.

How can I send money from the USA to the UK? ›

The best ways to send money to the UK, explained
  1. Bank transfers. Low fees, great coverage. Send money via SWIFT transfers. ...
  2. Card transfers. Send to any card anywhere, fast. All you need is the card details to send to most countries and currencies.
  3. Send to wallet. Coming soon… ...
  4. Peer-to-peer. Free and instant.

Can you Western Union money to the UK from USA? ›

Enter the amount you'd like to send and select 'United Kingdom' as your destination. Then choose 'bank account' as the receive method. Enter your receiver's bank account details3 to make a direct money transfer to their UK account. Choose whether to pay with your credit2 or debit card, or with your bank account.

Does Wise work in the UK? ›

And remember, there are alternatives to a bank account for managing your money in the UK or internationally. Consider checking out the Wise account which allows you to send and receive money in over 40 currencies (including in GBP). You can also get a Wise card to spend like a local once you arrive in the UK.

How do I send money through Wise from US? ›

How to send money with Wise
  1. Go to 'Send' From the Home screen, select Send.
  2. Choose where you want to send from. ...
  3. Enter how much you'd like to transfer. ...
  4. Let us know who you're sending money to. ...
  5. Review the details of your transfer. ...
  6. Choose how to pay. ...
  7. That's it!

Is Wise available in the USA? ›

Once you're all set up and have finished the verification process, you can activate your Wise account and begin holding a balance in dozens of currencies — sending your money all over the world. Or just inside the US.

Can I send money to the UK from US via Zelle? ›

Can I send money through Zelle internationally? Zelle is only available for customers with a US bank account and US registered mobile number. That means it's not an option for sending international payments to friends and family overseas. Read on for some international Zelle alternatives.

Is Revolut or Wise better? ›

Revolut Card

These include travel insurance, airport lounge access, accommodation cashback, and more. So when it comes to comparing the Wise card vs Revolut card, the first offers more savings to use abroad, while the latter gives more convenience and extra benefits tailored to travel needs.

Can you send money from the US to the UK Cash App? ›

You can send money to anyone in the world with a phone number or email address. If they're not already using Cash App, they'll be prompted to create an account to accept the payment.

What is the cheapest way to transfer money from USA to UK? ›

Bank Transfer

Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money.

Can you send PayPal from the US to the UK? ›

Transfer money between PayPal accounts in seconds, no matter where you are in the world. The funds go quickly into the recipient's account and can be easily withdrawn at their convenience. See PayPal fees here.

What bank details are needed to transfer money from the USA to the UK? ›

What you need to know about sending money to the UK
  • the full name and address of the person you're sending the money to (known as the beneficiary)
  • their bank code – normally the BIC (Business Identifier Code)
  • their IBAN (International Bank Account Number) or account number.
  • the country or region of their bank.

Is Wise considered a UK bank account? ›

No, you cannot use Wise as a bank account, because Wise is not a bank, it's a Money Services Business. However, with the Wise Account you'll get some features which are similar to those available from bank accounts, such as the option to hold a balance, send and receive payments, and spend with a linked card.

Is Wise safe in UK? ›

We're licensed to hold your money and, as part of keeping it safe, we follow strict rules set out by the regulators in the countries where we operate. As of 16 January 2024, our customers are trusting us with the equivalent of 12.9 billion GBP in their Wise accounts.

Can you transfer from Wise to a UK bank account? ›

You can send GBP to: any UK bank account connected to the Faster Payments Scheme or CHAPS. You can't send to accounts that only support Bacs or cheque payments.

Is Zelle in the UK? ›

Frequently Asked Questions About Using Zelle in the UK

No, you can't use Zelle to send money to the UK, as Zelle is available only in the US. The payment app only allows you to send money from one US bank account to another, meaning both the sender and the recipient must have US bank accounts.

Does Zelle work internationally? ›

Zelle services domestic money transfers only. This means it can only be used to send and receive funds to someone who has a bank account within the United States. If you need to send an international wire transfer, visit any U.S. Bank branch.

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