Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (2024)

Table of Contents
Save when you send money to the UK How to send money to the UK in 3 easy steps Enter amount to send in USD. Choose recipient in the UK. Send USD, receive GBP. Get dedicated support for large transfers Moving big money? Get our how to guide and start a chat with our team of large-amount experts. How to send money to the UK from China How much does it cost to transfer money to the UK? Pay a small, flat fee and percentage Fee depends on your chosen transfer type No hidden fees How long will a money transfer to the UK take? Your transfer route What you’ll need for your online money transfer to the UK Register for free. Choose an amount to send. Add recipient’s bank details. Verify your identity. Pay for your transfer. That’s it. Best ways to send money to the UK Trust Wise with safe & secure money transfers to the UK Safeguarded with leading banks Extra-secure transactions Data protection Dedicated anti-fraud team Send money to the UK from China with the most international app Wise works nearly everywhere See why customers choose Wise for their international money transfers Let's answer some of your questions FAQs

Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (1)4.3 / 5 from 217,184 reviews

Fast, low-cost, and secure online money transfers from China to the UK.

Send money from the UK to China instead.

Over 16 million customers

Read on Trustpilot

FCA regulated

Learn more

  • 1.30 USD

  • 5.63 USDOur fee

  • –

    6.93 USDTotal fees

  • =

    993.07 USDTotal amount we’ll convert

  • ×

    0.8004

Should arrive in seconds

Get started

Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (2)Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (3)

Save when you send money to the UK

Sending 1,000 USD withRecipient gets(Total after fees)and transfer speed
Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (4)

794.87 GBP

Transfer fee

6.93 USD

Exchange rate(1 USD GBP)

0.800416

Exchange rate markup

0 USD

Cost of transfer

6.93 USD

Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (5)

792.99 GBP- 1.88 GBP

Transfer fee

0 USD

Exchange rate(1 USD GBP)

0.792987

Exchange rate markup

9.28 USD

Cost of transfer

9.28 USD

Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (6)

790.43 GBP- 4.44 GBP

Transfer fee

0 USD

Exchange rate(1 USD GBP)

0.790430

Exchange rate markup

12.48 USD

Cost of transfer

12.48 USD

Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (7)

788.49 GBP- 6.38 GBP

Transfer fee

0.99 USD

Exchange rate(1 USD GBP)

0.789271

Exchange rate markup

13.92 USD

Cost of transfer

14.91 USD

Show more providers

This applies when you pay in via

bank transfer or ACH payments.

How do we collect this data?

Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (8)

How to send money to the UK in 3 easy steps

Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (9)

Enter amount to send in USD.

Pay in USD with your debit card or credit card, or send the money from your online banking.

Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (10)

Choose recipient in the UK.

Select who you want to send money to and which pay-out method to use.

Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (11)

Send USD, receive GBP.

The recipient gets money in GBP directly from Wise’s local bank account.

Create free account now
Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (12)

Get dedicated support for large transfers

Moving big money? Get our how to guide and start a chat with our team of large-amount experts.

Get started with large transfers

How to send money to the UK from China

How to send money to the UK from China

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to the UK?

Pay a small, flat fee and percentage

To send money in USD to the UK, you pay a small, flat fee of 4.18 USD + 0.5% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (13)

Fees for our low cost transfers

Fixed fee

4.18 USD

Variable feeup to 124,935 USD/month

0.5%

Variable feemore than 124,935 USD/month

Discount applies

Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (14)

How long will a money transfer to the UK take?

Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (15)

A money transfer from China (USD) to the UK (GBP) should arrive in seconds. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (16)

USD

Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (17)

GBP

Should arrive

in seconds

What you’ll need for your online money transfer to the UK

1

Register for free.

Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.

2

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

3

Add recipient’s bank details.

Fill in the details of your recipient’s bank account.

4

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

See Also
Can I send money internationally using Zelle?Wise vs Revolut: Which to choose? [2024 Review] | InstaremSend Money with Cash AppDoes Zelle Work in the UK?

5

Pay for your transfer.

Send your money with a bank debit (ACH), wire transfer, or a debit or credit card.

6

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Best ways to send money to the UK

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.

  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

Trust Wise with safe & secure money transfers to the UK

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (18)

Send money to the UK from China with the most international app

Looking for an app to send money to the UK? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app

Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (19)

Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (20)Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (21)

Wise works nearly everywhere

Send money

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (22)

    Andorra

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (23)

    Argentina

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (24)

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (25)

    Austria

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (26)

    Bangladesh

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (27)

    Belgium

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (28)

    Botswana

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (29)

    Brazil

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (30)

    Bulgaria

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (31)

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (32)

    Chile

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (33)

    China

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (34)

    Colombia

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (35)

    Costa Rica

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (36)

    Croatia

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    Cyprus

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    Czech Republic

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (39)

    Denmark

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (40)

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (41)

    Estonia

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (42)

    Fiji

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    Finland

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (44)

    France

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (45)

    Georgia

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (46)

    Germany

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (47)

    Ghana

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (48)

    Greece

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (49)

    Hong Kong

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (50)

    Hungary

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (51)

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (52)

    Indonesia

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (53)

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (54)

    Israel

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (55)

    Italy

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  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (57)

    Kenya

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (58)

    Latvia

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    Liechtenstein

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    Lithuania

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    Luxembourg

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  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (63)

    Malta

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (64)

    Mexico

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (65)

    Monaco

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (66)

    Morocco

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (67)

    Nepal

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (68)

    Netherlands

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (69)

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (70)

    Nigeria

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (71)

    Norway

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (72)

    Pakistan

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (73)

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (74)

    Poland

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (75)

    Portugal

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (76)

    Romania

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (77)

    San Marino

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (78)

    Singapore

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (79)

    Slovakia

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (80)

    Slovenia

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (81)

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (82)

    South Korea

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (83)

    Spain

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (84)

    Sri Lanka

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (85)

    Sweden

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (86)

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (87)

    Tanzania

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (88)

    Thailand

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (89)

    Turkey

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (90)

    Uganda

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (91)

    Ukraine

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (92)

    United Arab Emirates

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (93)

    United Kingdom

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (94)

    United States

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (95)

    Uruguay

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (96)

    Vatican City

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (97)

    Vietnam

  • Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (98)

    Zambia

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Reviews from:Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (99)

Let's answer some of your questions

Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise (2024)

FAQs

Send Money to the UK | Money Transfer to the UK - Wise, formerly TransferWise? ›

You can use your US driver's license, passport, or government-issued ID. Enter the amount you'd like to send and select 'United Kingdom' as your destination. Then choose 'bank account' as the receive method. Enter your receiver's bank account details3 to make a direct money transfer to their UK account.

Show Me More ›
How to transfer money to the UK from the USA? ›

You can use your US driver's license, passport, or government-issued ID. Enter the amount you'd like to send and select 'United Kingdom' as your destination. Then choose 'bank account' as the receive method. Enter your receiver's bank account details3 to make a direct money transfer to their UK account.

Read More ›
What is the cheapest way to send money from US to UK? ›

Best ways to send money to the UK from abroad
  • Bank Transfer. Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise.
  • Google Pay. ...
  • Apple Pay. ...
  • Debit Card. ...
  • Credit Card. ...
  • SOFORT. ...
  • Trustly.

Get More Info ›
Can you pay US dollars into a UK bank account? ›

Most banks will charge currency conversion fees when you deposit foreign currency, both for cash deposits and wire transfers. The fee can come in the form of a markup on the exchange rate or a separate charge.

Get More Info ›
What bank does Wise use in the US? ›

How our US entity, Wise US Inc. protects customer funds
TypeInstitution
Cash DepositGOLDMAN SACHS BANK USA
Cash DepositJPMORGAN CHASE BANK, N.A.
Secure Liquid AssetsUS Government Bonds

Read The Full Story ›
How can I transfer money to UK legally? ›

An international bank transfer is usually the best way to transfer money to the UK. It can be done through a bank or money transfer specialist. There are no legal limits on how much money you can send to a UK bank account.

Explore More ›
Is Wise safe to send money? ›

Yes, Wise is safe to send money.

To set up a Wise payment you'll need to first register an account and get verified for security. Once your Wise account is live you can securely arrange a payment online or in the Wise app.

Read On ›
Can you transfer money from a US bank account to a UK bank account? ›

To send money from the US to the UK, you can use a bank or a money transfer company. It normally takes 2-4 working days for your money to arrive. Money transfer companies are normally a cheaper and more efficient option. Some money transfer companies also offer guidance on exchange rates and timing.

Find Out More ›
Can Zelle send money to the UK? ›

Can I send money through Zelle internationally? Zelle is only available for customers with a US bank account and US registered mobile number. That means it's not an option for sending international payments to friends and family overseas. Read on for some international Zelle alternatives.

View More ›
How much money can be transferred from US to UK? ›

Currently, there are no legal limits on the amount of money you can transfer to the United Kingdom.

View Details ›

Can I transfer money to a UK bank account? ›

You can send money worldwide to places like India, the USA, or the UK in several ways. Whichever method you choose, once you've agreed on the exchange rate and provided your details and funds, the money transfer service or bank does the rest.

View Details ›
Do I need to pay tax if I transfer money to the UK? ›

Tax implications of transferring money to the UK. UK residence and tax: Your residence status in the UK is the deciding factor in whether your foreign income is taxable or not. Non-residents' overseas income is not taxable; they only pay tax on their income in the UK.

Learn More Now ›
Is Wise a real bank? ›

No, you cannot use Wise as a bank account, because Wise is not a bank, it's a Money Services Business. However, with the Wise Account you'll get some features which are similar to those available from bank accounts, such as the option to hold a balance, send and receive payments, and spend with a linked card.

Explore More ›
Can US citizens use Wise? ›

Like your bank, Wise is a regulated financial institution. To comply with local regulations (the USA Patriot Act) and our banking partner agreements, we need to verify the identity of any of our customers who want to order a debit card in the US.

View More ›
Do I have to report my Wise account to the IRS? ›

Wise accounts may be subject to FBAR reporting requirements if they meet the filing threshold, especially if they have a non-USD balance, as that money is being held at a non-US bank.

Discover More ›
Why use Wise instead of bank? ›

Wise operates differently from traditional banks. Instead of relying on the complex network of correspondent banks, they utilize a unique system to facilitate direct money transfers between bank accounts in various currencies.

Keep Reading ›
Can you transfer money from US bank to UK? ›

To send money from the US to the UK, you can use a bank or a money transfer company. It normally takes 2-4 working days for your money to arrive. Money transfer companies are normally a cheaper and more efficient option. Some money transfer companies also offer guidance on exchange rates and timing.

Continue Reading ›
Is Zelle in the UK? ›

Frequently Asked Questions About Using Zelle in the UK

No, you can't use Zelle to send money to the UK, as Zelle is available only in the US. The payment app only allows you to send money from one US bank account to another, meaning both the sender and the recipient must have US bank accounts.

Get More Info Here ›
How to send cash to someone in the UK? ›

How to send money
  1. Head to your nearest participating branch. Pop into the nearest Post Office branch that offers MoneyGram with one of these forms of ID: passport, valid UK driving licence, national identity card, government-issued ID.
  2. Fill in the send form. ...
  3. Make your transfer. ...
  4. Let your recipient know.

Get More Info Here ›
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