Helping Our Customers Weather the Storm |Capital One (2024)

The information contained in this message is reflective of Capital One’s Founder and CEO's letter to associates. To read the full letter, click here.

While business activity has slowed, Capital One has continued to support consumer and business clients who rely on our products and services to live their lives, support their families, or make payroll. We have doubled ATM withdrawal limits and waived ATM fees for our banking customers. And our digital tools and servicing platforms allow consumers and businesses to manage their finances in resilient and convenient ways.

We have a range of policies and programs to accommodate customer hardships. For customers who let us know they are being impacted, we are here to support and work with them. We are offering assistance to consumers and small business owners, including waiving fees or deferring payments on credit cards or auto loans. Since our founding, we have been committed to serving the financial needs of all consumers across the credit spectrum. Our frontline associates are well-trained and well-prepared to serve customers in times of financial stress or hardship, and we’re grateful for the service they are providing as the number of hardship cases increases.

Even in these stressful times, we are committed to helping our customers succeed in the months and years ahead.

This is something that affects us all, and we are facing this together. If you’re a Capital One account holder, please see our COVID-19 Overview.

For additional resources, please see below:

Helping Our Customers Weather the Storm |Capital One (2024)

FAQs

Who is 1 888 464 0727? ›

If the transaction is still pending, and you suspect that someone has access to your account or debit details - please call us immediately at 1-888-464-0727. To correct a problem with a transaction from a merchant that you recognize or have done business with, you may file a dispute.

Is this text from Capital One legit? ›

If you receive a suspicious text message that claims to be from Capital One, do not reply to the message or click on any links within the message. Instead take a screenshot of the message and send the screenshot to abuse@capitalone.com. Be sure to include the sending phone number and the content of the message.

Can you skip a payment on a Capital One auto loan? ›

In general, a loan extension will allow you to skip a certain number of immediate payments—which, while not set in stone, is typically just one—and add them onto the back of the loan.

How do I make a complaint against Capital One? ›

For all complaints

Sign in to your account to submit a complaint online. Go to Help then look for Complaints within the Your Account category. We'll get in touch, so you know we've got your complaint. We'll try to resolve your complaint as soon as possible.

What number is 866 464 7761? ›

Capital One "Customer Protection" direct line: 866-464-7761 or visit their website. Chime customer support: (844) 244-6363.

Whose number is 1 800 239 7054? ›

800-239-7054 is the Capital One fraud number, but the number may have been spoofed, If the call was from Capital One, I want nothing to do with them. Wait...so the VM was from 800-239-7054, which might have been spoofed (i.e. the scammer's real number isn't that).

Is there a fake Capital One? ›

Scammers pose as a legitimate company (like Capital One) or a utility company and request personal information or a payment transfer in order to make things "right" on your account. They might also use a fake caller ID that could show up as a legit company's number and/ or request remote access to your device.

What is the number for Capital One spam? ›

Spotted a scam or worried you've been compromised? 1. Contact us at 1-800-227-4825. If you are outside the U.S., call us collect at: 1-804-934-2001.

How trustworthy is Capital One? ›

Capital One was named best big bank and best bank for ATM access as part of the 2024 Bankrate Awards, which recognizes the best financial products available to consumers.

Does credit One have a hardship program? ›

If you experience certain hardships—sometimes defined as involuntary unemployment or disability—you can activate the program which then allows you to stop making payments for a period of time. Credit card protection insurance may also cancel a balance owed if a cardmember dies.

Does Capital One have a hardship program? ›

We have a range of policies and programs to accommodate customer hardships.

How long before Capital One repossesss a car? ›

If you become delinquent or late on the payment by more than 30 days, or if you don't have adequate insurance, the lender has the right to retrieve or repossess their property (your car).

What is the Capital One controversy? ›

Four plaintiffs said Capital One sought to maximize profit by charging "fictional" rates when it converted foreign currency transactions into dollars. They said the McLean, Virginia-based bank ignored rules set by card processors Visa (V.N) , opens new tab and Mastercard (MA.

Is Capital One Bank in trouble? ›

Fitch Affirms Capital One at 'A-'/'F1'; Outlook Stable. Fitch Ratings - New York - 21 Feb 2024: Fitch Ratings has affirmed Capital One Financial Corporation's (COF) Long- and Short-Term Issuer Default Ratings (IDRs) at 'A-' and 'F1', respectively, and has affirmed the bank's Viability Rating (VR) at 'a-'.

Why did Walmart sue Capital One Bank? ›

But Walmart eventually soured on Capital One. In 2023, Walmart sued the McLean, Virginia-based company, saying it wanted to terminate the agreement because Capital One was taking too long to process payments and mail replacement cards. A federal judge ruled in Walmart's favor in March.

What is the 888 number spam? ›

Any money you send to a phone scammer is likely unrecoverable. You could be harrassed by robocalls. Answering an 888 number lets scammers know your number is active, so they usually then start targeting you with even more phone scams and robocalls. Scammers could gain access to your online accounts.

Is this telephone number spam? ›

One way to check if a number is potentially a scam is to use a reverse phone number lookup service. These websites and apps allow you to enter a number and see public information associated with it, such as the registered name, location, and carrier.

How can you tell a scammer number? ›

Below are common warning signs of a phone scam:
  1. A claim that you have been specially selected.
  2. Use of high-pressure sales tactics and “limited-time” offers.
  3. Reluctance to answer questions about the business or the offer.
  4. Request that you “confirm your personal information”

How do you check if a number is on a spam list? ›

Most cell phone carriers offer a free mobile app that provides additional spam-blocking protection. If an incoming caller's phone number is found in a database of known scam numbers, the caller ID name will show a label like “Spam Likely” or “Potential Spam.”

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