Wells Fargo Credit Card Application Rules: What You Need to Know (2024)

As of May. 30, 2024

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Wells Fargo Active Cash® CardWells Fargo Autograph℠ CardWells Fargo Reflect® Card

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Apply Now for Wells Fargo Active Cash® Card

OnWells Fargo'sSecure Website.

Rates & Fees Wells Fargo Credit Card Application Rules: What You Need to Know (79)

Apply Now for Wells Fargo Autograph℠ Card

OnWells Fargo'sSecure Website.

Rates & Fees Wells Fargo Credit Card Application Rules: What You Need to Know (80)

Apply Now for Wells Fargo Reflect® Card

OnWells Fargo'sSecure Website.

Rates & Fees Wells Fargo Credit Card Application Rules: What You Need to Know (81)

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Credit Rating Requirement:Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)

Poor

Fair

Good

Excellent

300-579

580-669

670-739

740-850

Good/Excellent (670-850)

Credit Rating Requirement:Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)

Poor

Fair

Good

Excellent

300-579

580-669

670-739

740-850

Good/Excellent (670-850)

Credit Rating Requirement:Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)

Poor

Fair

Good

Excellent

300-579

580-669

670-739

740-850

Good/Excellent (670-850)

See Also
Don't want to wait for a new credit card to arrive in the mail? Get instant access with these cards

Welcome Offer:Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.

$200 cash rewards

Welcome Offer:Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.

20,000 bonus points

Welcome Offer:

—

Rewards Program:Earn unlimited 2% cash rewards on purchases.

2% cash rewards

Rewards Program:Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases.

1X-3X points

Rewards Program:

N/A

Intro APR:0% intro APR for 15 months from account opening on purchases and qualifying balance transfers

Purchases: 0% intro APR, 15 months from account opening

Balance Transfers: 0% intro APR, 15 months from account opening on qualifying balance transfers

Intro APR:0% intro APR on purchases for 12 months from account opening

Purchases: 0% intro APR, 12 months from account opening

Balance Transfers: N/A

Intro APR:0% intro APR for 21 months from account opening on purchases and qualifying balance transfers

Purchases: 0% intro APR, 21 months from account opening

Balance Transfers: 0% intro APR, 21 months from account opening on qualifying balance transfers

Regular APR:

20.24%, 25.24%, or 29.99% Variable APR

Regular APR:

20.24%, 25.24%, or 29.99% Variable APR

Regular APR:

18.24%, 24.74%, or 29.99% Variable APR

Annual Fee:N/A

$0

Annual Fee:N/A

$0

Annual Fee:N/A

$0

Highlights:

  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don’t expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

Highlights:

  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
  • Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
  • $0 annual fee.
  • 0% intro APR for 12 months from account opening on purchases. 20.24%, 25.24%, or 29.99% variable APR thereafter.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.

Highlights:

  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74%, or 29.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min: $5.
  • $0 Annual Fee.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account creditwhenyou shop, dine, or enjoy an experience simply by usingan eligibleWells Fargo credit card.

Apply Now for Wells Fargo Active Cash® Card

OnWells Fargo'sSecure Website.

Rates & Fees Wells Fargo Credit Card Application Rules: What You Need to Know (82)

Apply Now for Wells Fargo Autograph℠ Card

OnWells Fargo'sSecure Website.

Rates & Fees Wells Fargo Credit Card Application Rules: What You Need to Know (83)

Apply Now for Wells Fargo Reflect® Card

OnWells Fargo'sSecure Website.

Rates & Fees Wells Fargo Credit Card Application Rules: What You Need to Know (84)

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Wells Fargo Credit Card Application Rules: What You Need to Know (2024)
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