Undelivered and unclaimed tax refund checks | USAGov (2024)

Every year, millions of federal and state tax refunds go undelivered or unclaimed. Learn how to claim your refund if you did not file a return or if your check never got to you.

Undelivered federal tax refunds

If you never received your tax refund

If you were expecting a federal tax refund and did not receive it, check the IRS Where’s My Refund page. You will need to enter your Social Security number, filing status, and the exact whole dollar amount of your refund.

If you cannot get your refund status after checking online

You can also call the IRS to check on the status of your refund. Wait times to speak with a representative can be long. But you can avoid waiting by using the automated phone system. Follow the message prompts when you call.

If you moved after filing your return

Refund checks are mailed to your last known address. If you move without notifying the IRS or the U.S. Postal Service (USPS), your refund check may be returned to the IRS. Submit a Change of Address Form 8822 to the IRS. Also submit a change of address to the USPS.

If you received a CP237A notice from the IRS

The IRS will send you a CP237A if the tax refund check they sent you was never deposited. If you received this notice, call 1-800-829-0115 to claim your refund. In most cases, you will get your refund within 30 days of contacting the IRS.

You may be entitled to an unclaimed federal tax refund

If you are eligible for a federal tax refund but do not file a return, your refund will go unclaimed. Even if you are not required to file a return, it might benefit you to file if:

You may not have filed a tax return because your wages were below the filing requirement. But you can still file a return within three years of the filing deadline to get your refund.

State tax refunds

For information about your state tax refund, contact your state revenue department.

LAST UPDATED: March 26, 2024

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Undelivered and unclaimed tax refund checks | USAGov (2024)

FAQs

Undelivered and unclaimed tax refund checks | USAGov? ›

If you do not receive your check within 30 days of the date the check was issued, or if you received a check that was lost, stolen, or destroyed, you can request a replacement check. Call the Customer Service Center at 609-292-6400 and speak to a Division Representative.

What happens to uncashed IRS refund checks? ›

If the check wasn't cashed, you'll receive a replacement check once the original check is canceled. If the refund check was cashed, the Bureau of the Fiscal Service (BFS) will provide you with a claim package that includes a copy of the cashed check.

What do I do if my tax return was undeliverable? ›

If you think your refund check may have been returned to the IRS as undelivered, you should use the Where's My Refund? tool on IRS.gov. This tool provides the status of your refund and, in some cases, instructions on how to resolve delivery problems.

What happens if I never received my tax refund check? ›

Call the IRS Refund Hotline at 800-829-1954 and use the automated system or speak with an IRS employee, or. Go to “Where's My Refund?” at IRS.gov or use the IRS2Go mobile app and follow the prompts to begin a refund trace.

What if my tax refund was sent but not received? ›

The IRS will send you a CP237A if the tax refund check they sent you was never deposited. If you received this notice, call 1-800-829-0115 to claim your refund. In most cases, you will get your refund within 30 days of contacting the IRS.

How to get a tax refund check reissued? ›

How do I get a new one? If you lost your refund check, you should initiate a refund trace: Use Where's My Refund, call us at 800-829-1954 and use the automated system, or speak with an agent by calling 800-829-1040 (see telephone assistance for hours of operation).

How long does it take for the IRS to reissue a refund check? ›

It usually takes 1-3 weeks for your bank to send the deposit back to the IRS and reissue a check.

How many years will the IRS look back when it enforces unfiled returns? ›

The IRS can go back six years to audit and assess additional taxes, penalties, and interest for unfiled taxes. However, there is no statute of limitations if you failed to file a tax return or if the IRS suspects you committed fraud.

How do I find unclaimed IRS refunds? ›

Visit the IRS's "Where's My Refund?" Tool which will give you a personalized refund date after the IRS processes your return and approves your refund. The tracker displays progress through three stages: Return Received. Refund Approved.

What are the exceptions to the 3 year refund rule? ›

There are exceptions to the three- or two-year statute of limitation. The statute may be suspended during periods in which individual taxpayers are unable to manage their financial affairs due to physical or mental impairments. This is known as being financially disabled.

What happens if someone steals your tax refund check? ›

You will file Form 3911. The Bureau of the Fiscal Service (BFS) will trace your refund check. If it was lost or stolen (not cashed) you can expect a replacement check within 4–6 weeks. It could take longer though because they are SUPER backed-up.

How can I speak to someone at the IRS? ›

For individual tax returns, call 1-800-829-1040, 7 AM - 7 PM Monday through Friday local time. The wait time to speak with a representative may be long. This option works best for less complex questions. For questions about a business tax return, call 1-800-829-4933, 7 AM - 7 PM Monday through Friday local time.

What do I do if my refund is not received? ›

If you've been expecting a refund and haven't received it, you should first check with the company to see what's going on. Some companies take longer than normal to process refunds, so check if they have any delays.

What can be done if refund not received? ›

In case the Return is not yet processed or processed but the refund has not yet been issued, he can raise an issue in their 'Grievances' section by selecting CPC-ITR, which predominantly deals with ITR-V status, Intimations or Notices under section 143(1), Refund not received, Return processing and among others.

Where is my refund unavailable? ›

If your refund status shows "unavailable", you can find updates by checking the IRS website, using the IRS2Go mobile app, or calling the IRS refund hotline. These resources will provide you with the most up-to-date information on the status of your refund and any possible issues that may be delaying it.

What if my IRS check has not been cashed? ›

If it's been at least two weeks since you sent the payment to the IRS and your financial institution verifies that the check hasn't cleared your account, call the IRS at 800-829-1040 to ask if the payment has been credited to your tax account. Get up-to-date status on current IRS operations and services.

What do I do with an expired IRS refund check? ›

If you have the expired check, please destroy it. When you receive the new check, remember to cash it.

How long can you hold an IRS refund check? ›

You usually have a year to cash your Federal refund check from the date which it was issued. If your federal tax refund check issued by the U.S. Department of the Treasury expires, it can be replaced so long as the original was never cashed.

How long can you keep an IRS check without cashing it? ›

How long are U.S. Treasury checks good for? By law, U.S. Treasury checks are good for one year after the date on the check. This means that federal tax refund checks are good for one year as those are issued by the U.S. Treasury.

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