U.S. Bank Platinum Card Credit Score Needed (2024)

FAQs

U.S. Bank Platinum Card Credit Score Needed? ›

The credit score you need for the U.S. Bank Platinum card is 700 or better. That means people with at least good credit have a shot at getting approved for this card.

You must have good to excellent credit (670 to 850) for feasible approval, which reduces the number of eligible applicants. The card has a limited number of perks and benefits compared to other balance transfer cards.

Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the U.S. Bank Platinum.

$500 limit with 760 credit, $160,000 a year income, no balance on other cards.

Most U.S. Bank credit cards are intended for consumers with good credit, which is a FICO® Score of 670 or higher. If your credit score isn't there yet, U.S. Bank also offers secured credit cards that don't have a minimum credit score requirement.

One of the easiest U.S. Bank credit cards you can get is the U.S. Bank Cash+® Visa® Secured Card. This card is available to applicants with bad credit, has a $0 annual fee and requires a minimum deposit of $300 to open the account. The deposit will serve as your credit limit.

U.S. Bank personal checking clients with credit approval may be able to borrow up to $50,000. Those without a U.S. Bank account may be able to borrow up to $25,000.

The U.S. Bank Executive Platinum Card program offers senior executives an exceptional array of premium benefits and travel services that extend the value of the U.S. Bank Corporate Card or U.S. Bank One Card program. U.S. Bank service teams are ready to help you get the most out of your card program.

U.S. Bank is one of the five largest banks in the United States and one of the top 10 largest credit card issuers. With cards designed for people with good credit, bad credit and no credit, U.S. Bank has a credit card for anyone looking for flexible spending and valuable rewards.

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How many credit cards are too many? ›

Owning more than two or three credit cards can become unmanageable for many people. However, your credit needs and financial situation are unique, so there's no hard and fast rule about how many credit cards are too many. The important thing is to make sure that you use your credit cards responsibly.

Salary Needed for Amex Platinum Credit Card

There are no published salary requirements in order to qualify for The Platinum Card® from American Express. But the more you earn, the better. If you make nearly $100,000 a year and have good credit, you should have no issue getting approved.

The Visa Platinum Low Rate card is a convenient option for your expenses. Benefits include: Low monthly payments: Pay as little as $20 or 2%* of your balance each month. Generous credit limits: Spend with a $500 minimum and $50,000 maximum credit allowance.

No. You can monitor your credit score as closely as you like without taking a “hit” to your credit. The VantageScore credit score provided in U.S. Bank mobile and online banking is for educational purposes only and is not used by U.S. Bank to make credit decisions.

The Bank of America® Customized Cash Rewards Secured Credit Card is the easiest Bank of America credit card to get because you can get approved with bad credit. This means the odds of approval are good even with a credit score below 640.

Your credit score needs to be strong

American Express generally requires a good to excellent credit score to qualify for The Platinum Card® from American Express. Terms apply. You'll want to have at least a 690 credit score before applying for the card.

To be eligible for the Amex Platinum Card^® you'll typically need a good to excellent credit score. This makes it one of the more difficult cards to be approved for.

Visa Platinum Requirements

Applicants with a credit score of at least 760 or higher are more likely to get the lowest rate (subject to change). The minimum credit line is $1,000, and you can ask an SCCU Team Member for an increase. You're also welcome to request more product information by filling out this form here.