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What is Nacha?

Nacha develops the rules that enable Direct Deposits and ACH bill payments. And as a payments industry leader we do much more, including education, accreditation, and advisory services.

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ACH (Automated Clearing House)

Every year, the ACH Network safely moves billions of payments worth trillions of dollars, including wages, government benefits, insurance claims, mortgage and other bill payments, and more. With options including same day and next day settlement, ACH is trusted by businesses, governments and consumers to get funds where they need to be, when they need to be.

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Education

One of the few certainties in the payments industry is that it’s always changing, so the pros need to stay at the top of their game. Nacha helps them do that with unparalleled educational opportunities that work with your schedule. Whether you attend in-person events and take advantage of great networking, or go virtual and learn on demand, Nacha has the education you need, on your terms.

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Membership

Your organization deserves a say in the future of payments. Nacha membership affords that. From banks and credit unions of all sizes to government entities, corporations, fintechs and more, there’s a membership that will work for you. Learn about the different types of Nacha memberships available and how to help shape the future of payments.

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Payments Enablement

Nacha has several ways to enhance payments and reduce friction. Nacha Consulting professionals have expertise in everything payments—domestic and international—as well as rule writing, custom training, and more. Phixius is a trusted peer-to-peer network where businesses can instantly and securely exchange and verify payment-related information. Afinis Interoperability Standards works to advance API standardization and other financial services standards that enhance the efficiency and security of today’s modern financial industry.

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