How to Clear a Pending Payment on Cash App: Easy Guide (2024)

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  • Finance and Business
  • Banks and Financial Institutions
  • Online Banking

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A user-friendly guide to clearing a Cash App charge that's still pending

Written byStan Kats|Edited byRain Kengly

Last Updated: September 21, 2023Fact Checked

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  • Canceling a Pending Payment
  • |
  • Accepting a Pending Payment
  • |
  • Why is my Cash App payment pending?

Do you have a pending transaction on Cash App? Whether you're sending or receiving, payment may be pending due to issues with your bank, insufficient funds, or internal issues. It can take 1-3 business days for a payment to finish pending. Otherwise, you can try to manually accept or cancel it. This wikiHow will show you how to clear a pending payment on Cash App using your iPhone, iPad, or Android device.

Things You Should Know

  • Pending payments can be due to incorrect payment details, insufficient funds, account status, or bank processing time.
  • To cancel a pending payment, tap the clock icon to open your transaction history. Tap the transaction, and then tap "Cancel."
  • To accept a payment, tap the clock icon. Tap the transaction, enter the amount, and tap "Accept".

Method 1

Method 1 of 3:

Canceling a Pending Payment

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  1. 1

    Open the Cash App app. This looks like a white dollar sign with a green background. If you aren't already logged in, enter your phone number or email and tap Next to do so now.

    • Cash App is available for iOS in the App Store and for Android in the Google Play Store.
    • You cannot cancel an instant payment. You will only be able to cancel a payment if it's marked as "Pending".
  2. 2

    Tap the clock icon. This will open your transaction history.

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  3. 3

    Tap the pending transaction. This will be underneath the Pending header.

  4. 4

    Tap Cancel. If you don't see this option, you may need to tap ••• first.

  5. 5

    Tap Yes. This will cancel the pending payment.

    • If the payment has already been sent to another person, you can ask them to refund the payment instead.
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Method 2

Method 2 of 3:

Accepting a Pending Payment

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  1. 1

    Open the Cash App app. This looks like a white dollar sign with a green background.

    • In most cases, Cash App payments will be accepted automatically. Use this method if you have a pending payment.
    • If you see the message: Cash App pending payment will deposit shortly, the funds should typically be available in your balance within 1-3 business days.
  2. 2

    Tap the clock icon. This will open your transaction history.

  3. 3

    Tap the pending transaction. This will be underneath the Pending header.

  4. 4

    Enter the amount you want to accept. You can enter the exact amount or an amount less than the total.

  5. 5

    Tap Accept. This will complete the transaction.

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Method 3

Method 3 of 3:

Why is my Cash App payment pending?

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  1. 1

    If a payment is pending, it usually means action is needed. In most cases, Cash App payments are available instantly after sending or receiving payments. When a payment is pending, it could indicate an issue with incorrect payment details, insufficient funds, account status, or bank processing time.[1]

    • If you're unable to cancel or approve a payment manually, you can contact Cash App. Otherwise, the issue will typically solve itself within 24-48 hours.
    • Make sure your payment methods are correct and your account is verified. Unverified accounts have limits placed on their account for security reasons.
    • Alternatively, Cash App could be experiencing internal system issues. This could prevent them from processing your payment. In this case, you can check Cash App's status page to ensure all services are working properly.

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      About This Article

      How to Clear a Pending Payment on Cash App: Easy Guide (26)

      Written by:

      Stan Kats

      Professional Technologist

      This article was written by Stan Kats and by wikiHow staff writer, Rain Kengly. Stan Kats is a Professional Technologist and the COO and Chief Technologist for The STG IT Consulting Group in West Hollywood, California. Stan provides comprehensive technology solutions to businesses through managed IT services, and for individuals through his consumer service business, Stan's Tech Garage. Stan holds a BA in International Relations from The University of Southern California. He began his career working in the Fortune 500 IT world. Stan founded his companies to offer an enterprise-level of expertise for small businesses and individuals. This article has been viewed 49,619 times.

      12 votes - 35%

      Co-authors: 3

      Updated: September 21, 2023

      Views:49,619

      Categories: Online Banking

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      Thanks to all authors for creating a page that has been read 49,619 times.

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      How to Clear a Pending Payment on Cash App: Easy Guide (2024)

      FAQs

      How to Clear a Pending Payment on Cash App: Easy Guide? ›

      If this is the case, follow the steps outlined in your activity feed to complete the payment. Once a payment has been pending for 24 hours, it will be automatically canceled and show as "failed". If it still shows as "Waiting to Complete", just swipe down on your Activity feed to refresh the status.

      How long can a payment be pending on Cash App? ›

      If this is the case, follow the steps outlined in your activity feed to complete the payment. Once a payment has been pending for 24 hours, it will be automatically canceled and show as "failed". If it still shows as "Waiting to Complete", just swipe down on your Activity feed to refresh the status.

      Why is my payment pending? ›

      What's a pending transaction? Pending transactions are transactions that haven't been fully processed yet. For example, if you make a purchase with a debit card or credit card, it will almost always show as pending immediately when you view your account online or in a mobile banking app.

      How to refund a pending payment on Cash App? ›

      Refund a Payment
      1. Tap the Activity tab on your Cash App home screen.
      2. Select the payment.
      3. Tap . . .
      4. Select Refund.
      5. Press OK.

      How do you clear a pending transaction? ›

      Ask the merchant or retailer to reverse the charge, cancel the sale or release the hold for the confirmed amount. The sooner you can reach out to the merchant, the more likely the pending transaction can be canceled. If you suspect fraud, skip the merchant and call your bank or card issuer first.

      Why is my Cash App stuck on pending? ›

      A: There are a few reasons why a Cash App payment might be pending: The recipient has not yet accepted the payment, The recipient has set their account to require manual approval of payments, There is a problem with the sender's or recipient's bank account and There is a technical issue with the Cash App service.

      What happens if a payment stays pending? ›

      Pending transactions occur for several reasons, but ultimately, it means you've authorized a third party to remove funds from your account. Generally, pending transactions should clear in a matter of days. But in rare cases, you may see a transaction take a little longer — usually when holds are involved.

      How long does it take for a pending payment to be cleared? ›

      Pending transactions generally take between one and five business days to clear. That time can vary based on the type of transaction, the payment network, and the bank or credit card issuer.

      What to do if transaction is pending? ›

      Once a transaction appears as pending on your account, you're unable to stop or cancel the transaction until it's complete. The merchant then sends us their transaction file for settlement, and we send the merchant your transaction payment.

      How do I get my pending money back? ›

      A pending transaction will affect the amount of credit or funds you have available. Canceling a pending transaction usually requires contacting the merchant who made the charge. Once a pending transaction has posted, contact your bank or card issuer to dispute it.

      How to reverse a Cash App payment? ›

      Cash App can't cancel or refund a payment after it has been completed. If you sent money to the wrong account, ask the recipient for a refund: Tap the Activity tab on your Cash App home screen. Select the payment in question and tap Completed.

      How to unlock borrow money from Cash App? ›

      How To Unlock Borrow On Cash App
      1. Open the Cash App on your device.
      2. Navigate to the "Banking" or "Money" tab.
      3. Look for the "Borrow" option. If you see it, tap on it.
      4. If prompted, click on "Unlock" to request a loan.
      Oct 27, 2023

      Can you cancel a pending transaction? ›

      How do I stop a pending debit transaction? You can stop a pending debit card transaction by contacting the merchant and canceling the purchase. Or you can try contacting your bank if you don't recognize the transaction, you suspect fraud is involved, or the merchant is unresponsive.

      How long does a pending transaction take? ›

      How Long Do Pending Transactions Take to Post? Although pending transactions typically post within two to three business days, they may post immediately in some cases or take up to 30 days in others. It depends on the type of transaction; when it takes place; and the merchant, bank or credit card issuer's policies.

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