Easiest Bank of America Card to Get Approved For in 2024 (2024)

FAQs

Easiest Bank of America Card to Get Approved For in 2024? ›

The Bank of America® Customized Cash Rewards Secured Credit Card is the easiest Bank of America credit card to get because you can get approved with bad credit. This means the odds of approval are good even with a credit score below 640.

If you don't have any credit history or have poor credit, consider applying for the Bank of America® Customized Cash Rewards Secured Credit Card* which is designed to help people improve their credit history. It has no annual fee and you can open it with a minimum security deposit of $200.

Bottom Line: You'll need excellent credit for the best Bank of America credit cards, income and credit history are also important, and a Social Security number or ITIN number is required to be considered. Being an existing Bank of America customer can also help in getting approved.

When you submit an application online for one of Bank of America's credit cards, we'll provide you with one of the following responses in as little as 60 seconds after submitting your application: Your application has been approved.

Amazon Pay ICICI Credit Card is a co-branded credit card by ICICI Bank and Amazon Pay. It is also a popular card among the people. To get an Amazon Pay ICICI Credit Card, apply on the Amazon app. It is very easy to get for the beginners.

One of the best Bank of America credit cards for bad credit is the Bank of America® Customized Cash Rewards Secured Credit Card because it offers 1 - 3% cash back on purchases. The Bank of America Custom Cash Secured Card also has a $0 annual fee. This card requires a $200+ security deposit.

Why it's one of the hardest credit cards to get: The Bank of America® Travel Rewards credit card for Students is one of the hardest student credit cards to get approved for because it requires excellent credit for approval. Most student credit cards are available to newcomers with limited credit history.

One of the easiest U.S. Bank credit cards you can get is the U.S. Bank Cash+® Visa® Secured Card. This card is available to applicants with bad credit, has a $0 annual fee and requires a minimum deposit of $300 to open the account. The deposit will serve as your credit limit.

Which credit card has no credit check guaranteed approval? ›

Credit invisibility can make things like getting approved for a credit card or a loan more difficult or costly. It's possible to get a credit card with no credit. You might consider applying for a secured credit card, student credit card or retail store credit card to help establish and build your credit.

The Bank of America® Customized Cash Rewards Secured Credit Card is the easiest Bank of America credit card to get because you can get approved with bad credit. This means the odds of approval are good even with a credit score below 640.

Factors that often result in a denial include: Too many recent hard credit inquiries. Lack of any banking or investment accounts with Bank of America. Too many existing Bank of America credit card accounts.

The Bank of America card that gives the highest credit limit is the Bank of America® Customized Cash Rewards credit card, which has a reported maximum limit of $95,000. Your individual limit will be determined based on your credit history, income, outstanding debts, and other factors.

Bank of America primarily uses Experian reporting data, though it pulls Transunion reports in some states.

One of the best credit cards for a 550 credit score is the OpenSky® Plus Secured Visa® Credit Card because it has a $0 annual fee and there's no credit check when you apply, so approval is almost guaranteed.