There are no credit cards with a $50,000 credit limit guaranteed. However, it is possible to get a credit card with a $50,000 credit limit if you have excellent credit, a very high amount in income and assets, and little debt (if any).
While there are no credit cards with a $50,000 minimum credit limit, there are some options with minimum limits of $5,000 or $10,000 that many people claim to have gotten $50K+ from. They include Chase Sapphire Reserve® and the Chase Sapphire Preferred® Card ($5K+), among others.
Credit Cards with High Limits
Chase Sapphire Reserve® is one of the best credit cards for a high limit because you can get a signup bonus of 75,000 bonus points for spending $4,000 in the first 3 months. Cardholders with excellent credit have also reported receiving limits of $50,000+. But the bonus and high limit come at the expense of a $550 annual fee.
This answer was first published on 03/07/19 and it was last updated on 05/20/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
Chase Sapphire Reserve® is one of the best credit cards for a high limit because you can get a signup bonus of 75,000 bonus points for spending $4,000 in the first 3 months. Cardholders with excellent credit have also reported receiving limits of $50,000+. But the bonus and high limit come at the expense of a $550 annual fee.
People also ask
What is a high credit limit?
A high credit limit is $5,000 to $10,000 or more. You generally need good credit or better to get a credit card with a minimum limit this high, and most other credit cards will only guarantee a fraction of that spending power to start with. For example, the most creditworthy applicants can get a Visa Infinite card with a $10,000+ limit, while others might get just $500 from a traditional Visa.
One of the...
What is a good credit limit?
A good credit limit is around $30,000, as that is the average credit card limit, according to Experian. To get a credit limit this high, you typically need an excellent credit score, a high income, and little to no existing debt.
What qualifies as a good credit limit differs from person to person, though. For someone with no credit, for example, a $500 credit limit is good because most beginner credit cards start off with...
What credit cards can I get with a limit of $100,000?
There aren’t many credit cards you can get with a limit of $100,000, but there are some reports about the Chase Sapphire Preferred card offering it. Keep in mind, though, that applying for this card won’t guarantee you a credit limit that’s this high. Each approved applicant’s credit limit is determined based on their credit score, income, and debts.
